Apply online for up to R150 000, using salary auto debit and get the money uploan contact number in your account same day! Loan approval or rejection depends on affordability and a soft credit check. We will share your application with other direct lenders. The catchy hook should be relevant, clear, and contextual.

Why choose uploans?

Powered by HR data, Uploan underwrites loans based on salaries rather than credit profiles, providing more responsible financial services to a population that rarely has a credit file. During the pandemic, they managed to grow their customer base to over 300,000 employees served and avoided a spike in non-performing loans. Their digitized and automated platform also allows them to deliver loans in a timely manner to working Filipinos, while keeping monthly repayments in line with salary levels. Moreover, 52% of their customers are women, which aligns with Lendable’s mission as a 2X eligible firm.

Many people in emerging markets have limited access to traditional banking services. They often borrow from friends, family or the black market, or receive cash advances and other loan services from their employer. Entrepreneurs Liam Grealish and Benoit Portoleau-Balloy saw this as a huge opportunity to improve the lives of their fellow citizens. That’s why they created Uploan, a fintech that partners with companies to provide a range of financial services on their behalf.

To scale their business, Uploan needed a CRM that could easily track employee referrals and engagement. They chose HubSpot CRM, and it has helped them quickly and easily reach out to potential new companies and onboard their employees. The platform also provides real-time reporting, which is vital when pitching to investors.

Same day deposit

LightStream’s standout feature is the ability to deposit funds into a customer’s account on the same day the loan is approved (provided the application is submitted on a banking business day by 2:30 p.m. ET). Other lenders require one to two business days before funds are available.

To verify a Same Day Micro-deposit, your users must complete a Plaid-hosted SMS text message verification process to receive their unique code. When the user securely enters the code into Link, you will receive a webhook called SMS_MICRODEPOSITS_VERIFICATION that confirms their account has been verified and that it is safe to retrieve Auth information.

When using Same Day Micro-deposits, only the products auth and transfer should be added to the product array when creating a new Link Token with /link/token/create. Other Plaid products such as Identity Match and Signal cannot be used with Same Day micro-deposits.

The loan process is a critical aspect of any small business. The length of time it takes to close a loan depends on the bank’s experience with lending to that industry, how quickly the borrower responds to requests for documents and the accuracy of the information provided. At Live Oak, we work with a variety of industries and have an experienced team that understands the intricacies of each business model, which can help speed up the loan process.

The application includes two required essays and two short answer responses, as well as a video introduction. The essays are designed to give the selection committee a sense of your leadership potential and abilities, as well as your writing and analytical skills. Each essay has a specific word count, so applicants should refer to the application for guidelines.

Personal loans are loans that you pay back in installments over a period of two to seven years. These loans are offered by banks, credit unions and online lenders. A personal loan can be used for almost any purpose, from paying off debt to financing home improvement projects. However, it’s important to remember that your credit score will be impacted by late payments and unpaid debt, so you should only borrow money you can afford to repay.

Founded in 2017, Uploan Asia Ltd (uploan) is South East Asia’s leading fintech support to deliver salary linked areas regarding financial services, such as loans, salary advancements and insurance merchandise — all underpinned by accessible and engaging financial education. Partnering with large global corporations, uploan enables employees to access affordable financial products, while ensuring that monthly repayments do not place an unhealthy burden on them.

Uploan’s technology platform is a game changer for employee wellness in the Philippines, where a significant percentage of working adults lack credit histories and rely on a small pool of family and friends to secure a loan. Their digitized and automated system allows them to assess creditworthiness more accurately, enabling them to offer more competitive pricing and underwriting terms. Moreover, the repayments are auto debited from the staff’s salary, eliminating the need for collateral.